Overview

ANNUAL ENROLLMENT IS APRIL 29 TO MAY 29, 2020

The 2020–2021 Annual Enrollment period begins Wednesday, April 29, and ends Friday, May 29. To make Annual Enrollment as easy as possible for you during these challenging times, Children's Mercy has changed the enrollment requirements.

You DO NOT NEED to take action if … You NEED to take action if …
You're satisfied with your current benefits coverage and do not wish to participate in the Flexible Spending Accounts. All your current benefit elections will carry forward to the 2020–2021 plan year.
  • You currently don't have benefits coverage and wish to enroll in coverage;
  • You wish to change or decline your current benefits coverage; or
  • You wish to participate in the Flexible Spending Accounts.

To view your current benefit elections, log in to Infor Global HR from the Scope and click on the Current Benefits link. Read on to:

  • Know what’s changing
  • Use your tools and resources
  • Understand what actions you need to take by May 29

When you are ready to enroll, scroll down to find instructions for enrolling from a Children's Mercy device or non-Children's Mercy device.

What’s Changing for 2020–2021

Children’s Mercy is committed to supporting your health and well-being all year long. Annually, we review our benefits to ensure they remain competitive, flexible and affordable. Annual Enrollment is your once-a-year opportunity to review your benefits and make elections for the upcoming plan year that will fit your needs and those of your family.

Beginning July 1, 2020:

  • We will introduce step therapy for certain medications. Step therapy is a process that helps ensure you receive generic or lower-cost brand-name options that are as effective as medications that costs more. You may be approved to begin using step therapy medications automatically, based on your claims history and information from your provider. No action is needed on your part; you’ll be notified if step therapy impacts your future prescriptions.
  • Continuous Glucose Monitor coverage no longer will be covered under Children's Mercy’s medical plans; it will be covered under the Prescription Drug benefit.
  • We will enhance vision coverage for both the Basic and Premier Plans.
    • To provide you more flexibility, vision services will operate on a plan-year basis (July 1 to June 30) versus a 12-month rolling basis. For example, if you have an eye exam in October, you no longer need to wait 12 months before getting your next eye exam. The plans will allow you to get an eye exam on or after July 1 of the next plan year. (Note that new frames are allowed every 24 months.)
    • The contact lens allowance will increase from $130 to $150.
  • We will make minimal increases to the premiums you pay for medical and vision coverage.
    • The cost to provide medical coverage to our 14,000-plus plan participants will increase to an estimated $101 million in 2020–2021. As a result, Children’s Mercy will continue to pay the majority of that cost – more than $79 million – and plan participants will see a minimal increase in premiums, as shown below. These increases are due to the medical claims Children’s Mercy plan participants incurred in 2019–2020, and, in part, to general inflation that affects medical plans across the United States.
    • Premiums under the Gold and Blue Plans will increase between $1.50 and $10 per paycheck depending on the plan and coverage you elect. See the table below for your 2020–2021 monthly medical plan option costs.

    • 2020–2021 Monthly Medical Plan Costs

          Gold Plan Blue Plan

       

      CM Pays Monthly You Pay Monthly You Pay Monthly

      Employee Only

      $675

      $192 ($2.50 more per paycheck than last year)

      $94 ($1.50 more per paycheck than last year)

      Employee + Child(ren)

      $1,048

      $473 ($6.50 more per paycheck than last year)

      $300 ($4 more per paycheck than last year)

      Employee + Spouse

      $1,119

      $609 ($8 more per paycheck than last year)

      $399 ($5.50 more per paycheck than last year)

      Family

      $1,630

      $763 ($10 more per paycheck than last year)

      $469 ($6 more per paycheck than last year)

      The table above is for full-time, part-time benefits-eligible and weekend option employees (48 to 80 hours per pay period, or 0.6 and above FTE). Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan.

    • The cost of vision coverage is increasing slightly due to the enhancements explained above.
    • Premiums under the Basic and Premier Plans will increase between $0.03 and $0.50 per paycheck depending on the plan and coverage you elect. See the table below for your 2020–2021 monthly vision plan option costs.

    • 2020–2021 Monthly Vision Plan Costs

        Basic Plan Premier Plan

       

      You Pay Monthly You Pay Monthly

      Employee Only

      $1.69 ($0.03 more per paycheck than last year)

      $12.32 ($0.18 more per paycheck than last year)

      Employee + Child(ren)

      $2.72 ($0.04 more per paycheck than last year)

      $19.75 ($0.29 more per paycheck than last year)

      Employee + Spouse

      $2.60 ($0.04 more per paycheck than last year)

      $18.48 ($0.27 more per paycheck than last year)

      Family

      $4.28 ($0.06 more per paycheck than last year)

      $31.60 ($0.46 more per paycheck than last year)

      The table above is for full-time, part-time benefits-eligible weekend option employees (48 to 80 hours per pay period, or 0.6 and above FTE) and part-time employees.

  • Based on requirements from the IRS, the amount you can contribute to the Health Care FSA during the plan year will increase to $2,750. When you make elections, you can elect a contribution amount between $120 and $2,750.

All other benefits coverages and costs will remain unchanged.

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For the fourth consecutive year, Children’s Mercy is not changing the deductibles or copayments for its medical, dental and vision plans. We continue to offer comprehensive benefits that are competitive in the health care industry and in the communities we serve.

Tools and Resources to Help You Evaluate and Choose

Use these resources to help you evaluate the benefits that best fit your needs.

REVIEW YOUR BENEFITS ONE-ON-ONE

Call (816) 983-6840 to make an appointment with a Benefits Communication Specialist.

GET ANSWERS TO QUESTIONS

  • Call the Benefits Line at (816) 234-3200 from 7 a.m. to 4:30 p.m., Monday through Friday.
  • Email your questions to AnnualEnrollment@cmh.edu. A Benefits staff member will get back to you within one business day.

GET HELP ENROLLING

Sign up for a 30-minute virtual computer lab for help enrolling in your benefits. Check the Scope for more information.

FIND DETAILS ABOUT YOUR MEDICAL PLAN

Click to access the Summary of Benefits and Coverage for each medical plan, which includes plan details and eligible expenses.

ENROLL FOR 2020–2021 BENEFITS

The 2020–2021 Annual Enrollment period is April 29 to May 29. New this year, employees are not required to re-enroll. Current benefit elections will remain the same for the 2020-2021 plan year. Read below to understand what will carry forward and what will require an active election.

If you don’t enroll by 11:59 p.m. Friday, May 29, the following elections WILL CARRY FORWARD to the 2020–2021 plan year:

  • Your current medical, dental and vision benefit elections will carry forward at your current level of coverage. In addition, Legal Assistance Plan elections and any current supplemental life insurance elections for yourself, your spouse and/or your dependents will carry forward. If you do not have coverage in any one of these benefits, you will continue with no coverage in the 2020–2021 plan year.
  • If you are a full-time or weekend option employee, you will retain your long-term disability (LTD), basic life and accidental death and dismemberment insurance, as those benefits are automatically provided by Children’s Mercy. Your current election to pay taxes now or later for LTD will carry forward to the 2020–2021 plan year.

If you don’t enroll by 11:59 p.m. Friday, May 29, the following elections WILL NOT CARRY FORWARD to the 2020–2021 plan year:

  • Health Care and Dependent Care FSA elections will not carry forward. You must actively make an election during the 2020–2021 Annual Enrollment period to participate and contribute to those accounts.

ENROLL FROM A CHILDREN'S MERCY DEVICE

Click here to enroll from a Children's Mercy device.

ENROLL FROM A NON-CHILDREN'S MERCY DEVICE

Click here to enroll from a non-Children's Mercy device, such as your home computer.

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Due to health care reform, employees not in a benefits-eligible status who worked an average of 30 or more hours per week from April 2019 to April 2020 are eligible to enroll in a Children’s Mercy medical plan during Annual Enrollment. If you meet these criteria, you received an email in late April with details, including instructions about how to enroll.
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To comply with Medicare regulations, you must provide Social Security numbers for all dependents you wish to enroll for Children’s Mercy benefits. The enrollment system will prompt you for this information when you enroll. Click to download the instructions to add dependents.