Overview
We provide vision coverage through VSP. You may elect either the:
- Basic Plan (annual eye exam plus discounts on materials); or
- Premier Plan (annual eye exam, frames, lenses and contacts).
VSP offers an extensive network of providers. To locate an in-network provider in VSP’s Find a Doctor directory, select the Signature network under the Doctor Network drop-down menu.
When you use an out-of-network provider, you pay in full for services and eyewear, including taxes. Then, you submit your receipt with an itemized list of services and eyewear and the VSP Member Reimbursement Form. VSP will reimburse you based on your coverage. Services and eyewear obtained through out-of-network providers are subject to the same copays and limitations as services obtained through VSP in-network providers. You are responsible for paying any additional costs outside the eligible out-of-network reimbursement schedule.
Vision services operate on a plan-year basis (July 1 to June 30) unless noted in the table below.
| BASIC PLAN | PREMIER PLAN | |
|---|---|---|
| Annual eye exam with a VSP provider | $15 copay | $15 copay |
| Prescription eyewear | No coverage | $20 copay |
| Single vision lenses | 20% discount off complete pair of glasses (lenses and frames) | Included in prescription glasses |
| Lined bifocal lenses | ||
| Lined trifocal lenses | ||
| Covered lens options | No coverage | Kid-friendly polycarbonate lenses for children |
| Reflective lens coatings | No coverage | $25 copay |
| Noncovered lens options, including progressive lenses, anti-reflective, scratch-resistant and other lens coatings offered by the provider | 20% discount | In general, there is a 35-40% discount on noncovered lens options |
| Frames | 20% discount off complete pair of glasses (lenses and frame) |
|
| Contact lenses (instead of prescription glasses) | 15% discount off contact lens exam (fitting and evaluation) |
|