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Vision Plans

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Overview

We provide vision coverage through VSP. You may elect either the:

  • Basic Plan (annual eye exam plus discounts on materials); or
  • Premier Plan (annual eye exam, frames, lenses and contacts).

VSP offers an extensive network of providers. To locate an in-network provider in VSP’s Find a Doctor directory, select the Signature network under the Doctor Network drop-down menu.

When you use an out-of-network provider, you pay in full for services and eyewear, including taxes. Then, you submit your receipt with an itemized list of services and eyewear and the VSP Member Reimbursement Form. VSP will reimburse you based on your coverage. Services and eyewear obtained through out-of-network providers are subject to the same copays and limitations as services obtained through VSP in-network providers. You are responsible for paying any additional costs outside the eligible out-of-network reimbursement schedule.

Vision services operate on a plan-year basis (July 1 to June 30) unless noted in the table below.

  BASIC PLAN PREMIER PLAN
Annual eye exam with a VSP provider $15 copay $15 copay
Prescription eyewear No coverage $20 copay
Single vision lenses 20% discount off complete pair of glasses (lenses and frames) Included in prescription glasses
Lined bifocal lenses
Lined trifocal lenses
Covered lens options No coverage Kid-friendly polycarbonate lenses for children
Reflective lens coatings No coverage $25 copay
Noncovered lens options, including progressive lenses, anti-reflective, scratch-resistant and other lens coatings offered by the provider 20% discount In general, there is a 35-40% discount on noncovered lens options
Frames 20% discount off complete pair of glasses (lenses and frame)
  • $150 allowance for a wide selection of frames, $170 allowance for featured frames and $80 Walmart/Costco frame allowance
  • If your frames cost more, get a 20% discount off the balance due
  • You are eligible for frames every 24 months
Contact lenses (instead of prescription glasses) 15% discount off contact lens exam (fitting and evaluation)
  • $60 maximum copay on your contact lens exam (fitting and evaluation)
  • $150 allowance for contact lens materials. If your contacts cost more, there's no discount on the balance due

Confirm your eligibility and when you can enroll for vision coverage.