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2024–2025 Annual Enrollment

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ANNUAL ENROLLMENT IS CLOSED

You make Children’s Mercy all that it is – a caring environment full of people who passionately work together to help children achieve their full potential. In return, we take great care of you by offering market-leading benefits and resources designed to support your health and wellbeing, so you can thrive personally and professionally.

Know What’s New

Each year, we review our program to ensure we’re supporting you and your family with competitive, flexible and affordable benefits. As you prepare to choose your benefits during Annual Enrollment, take note of the following changes and enhancements that take effect July 1.

The Green Plan deductible will increase.

The Green Plan deductible will increase in accordance with the IRS requirements for embedded deductibles. The Green Plan deductible will be:

Coverage Network Deductible
Employee Only coverage: In-network
Out-of-network
$3,200
$6,400
Employee + Children coverage: In-network
Out-of-network
$3,900
$7,800
Employee + Spouse coverage: In-network
Out-of-network
$4,800
$9,600
Family coverage: In-network
Out-of-network
$6,400
$12,800

Vision coverage provided under the Premier Plan will increase.

Enhancements to the Premier Plan will be as follows:

  • The retail frame allowance will increase from $150 to $180.
  • The contact lens allowance will increase from $150 to $180.
  • For an annual eye exam with a VSP Premier Edge provider, you will pay no copay; for all other in-network providers, you will continue to pay a $15 copay. When searching for a provider on www.vsp.com/eye-doctor, be sure to select “All Premier Edge Locations” to find providers who offer enhanced benefits at no copay.

The premiums you pay for medical and dental coverage will increase.

Health care costs continue to rise as health issues increase across the U.S. and right here at Children’s Mercy. That means the cost to provide medical and dental benefits will increase. Children’s Mercy will continue to pay the majority of the cost, and we are making minimal increases to the premiums you pay for medical and dental coverage. Vision plan premiums will not change for the 2024–2025 plan year.

Medical plan premiums will increase between $1 and $19 per paycheck, depending on the plan and coverage you elect.

Dental plan premiums will increase up to $3 per paycheck, depending on the plan and coverage you elect.

Here are your 2024–2025 monthly medical and dental plan costs.

Medical

    Gold Plan   Blue Plan   Green Plan

 

CM Pays Monthly You Pay Monthly CM Pays Monthly You Pay Monthly CM Pays Monthly You Pay Monthly

Employee Only

$765

$220 (increase of $4.50 per paycheck)

$767

$107 (increase of $2 per paycheck)

$759

$65 (increase of $1 per paycheck)

Employee + Child(ren)

$1,186

$542 (increase of $11.50 per paycheck)

$1,191

$341 (increase of $6 per paycheck)

$1,180

$265 (increase of $4.50 per paycheck)

Employee + Spouse

$1,264

$699 (increase of $15 per paycheck)

$1,271

$454 (increase of $7.50 per paycheck)

$1,260

$367 (increase of $6 per paycheck)

Family

$1,844

$875 (increase of $19 per paycheck)

$1,853

$532 (increase of $9 per paycheck)

$1,835

$414 (increase of $7 per paycheck)

The table above is for full-time, part-time benefits-eligible and weekend option employees (48 to 80 hours per pay period, or 0.6 and above FTE). Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan.

Dental

    PPO Plus   Mid PPO   Low PPO

 

CM Pays Monthly You Pay Monthly CM Pays Monthly You Pay Monthly CM Pays Monthly You Pay Monthly

Employee Only

$21

$24 (increase of $0.50 per paycheck)

$21

$16 (increase of $.50 per paycheck)

$21

$5 (no increase)

Employee + Child(ren)

$26

$56 (increase of $1.50 per paycheck)

$26

$40 (increase of $1 per paycheck)

$25

$21 (increase of $0.50 per paycheck)

Employee + Spouse

$30

$60 (increase of $1.50 per paycheck)

$30

$44 (increase of $1 per paycheck)

$29

$21 (increase of $0.50 per paycheck)

Family

$36

$91 (increase of $3 per paycheck)

$36

$64 (increase of $1.50 per paycheck)

$39

$34 (increase of $0.50 per paycheck)

The table above is for full-time, part-time benefits-eligible and weekend option team members (48 to 80 hours per pay period, or 0.6 and above FTE). Part-time team members scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy dental plan.

The amount you can contribute to your Health Savings Account (HSA) will increase.

In 2024, you can contribute up to the annual IRS maximum — $4,150 if you cover yourself only and $8,300 if you cover dependents. This includes Children’s Mercy’s HSA contributions and your wellbeing dollars. If you’re age 55 or older, you can contribute an extra $1,000. Your contributions will be withheld from the first two paychecks of each month (24 pay periods). Remember, your HSA contributions don’t automatically increase each year. To maximize your HSA to 2024 limits, enroll during Annual Enrollment or complete an HSA Contribution Form to make changes any time throughout the year.

The amount you can contribute to your Health Care FSA or Limited Purpose Health Care FSA will increase.

In 2024, you can contribute up to the annual IRS maximum — $3,200. Remember, your FSA contributions don’t continue each year. You must enroll and select a contribution amount during Annual Enrollment.

The coverage available for family-building benefits will increase.

Coverage for infertility treatment will increase as follows:

  • Under the medical plans, the lifetime maximum will increase from $10,000 to $20,000.
  • Under the prescription drug plan, the lifetime maximum will increase from $5,000 to $10,000 for prescription drug services.

The number of counseling sessions you can receive free of charge with the EAP will increase.

The ComPsych Employee Assistance Program, available to you and your dependents, provides free counseling on a variety of topics. You can now receive up to eight counseling sessions (increased from five sessions) per individual at no charge.

All other benefits coverages and costs will remain unchanged.

Use Tools and Resources

To help you evaluate your options and feel confident in your decisions, we offer these tools and resources:

DETAILS ABOUT YOUR MEDICAL PLAN

Access the Summary of Benefits and Coverage for each medical plan, which includes plan details and eligible expenses.

INFORMATION ABOUT THE HSA