The HRA is a feature of the Blue and Gold Plans. (You are not eligible for an HRA if you elect the Green Plan.)
Here’s how it works.
Review the chart to understand the HRA contributions.
Employee Only | Employee + Child(ren) | Employee + Spouse | Family | |
---|---|---|---|---|
Automatic contribution from CM* | $500 | $750 | $750 | $1,000 |
Additional contributions by completing wellbeing activities by deadlines | $400 | $400 | $400 employee + $400 spouse = $800 | $400 employee + $400 spouse = $800 |
Total eligible contributions | $900 | $1,150 | $1,550 | $1,800 |
*Amounts shown assume medical coverage begins July 1. If your coverage starts after that date, amounts will be prorated.
We offer choices for how and when you use your HRA dollars to pay for eligible medical expenses through Cigna’s MyClaimPay tool. This easy-to-use, online bill pay tool works seamlessly with the AutoPay feature, which is the default when your HRA is established. You can turn off AutoPay, which then allows you to choose when to use your HRA dollars to pay for eligible medical expenses. If you turn off AutoPay, HRA dollars will not be used automatically to pay for eligible expenses. Instead, you can:
In either case, you will save your HRA dollars for future eligible medical expenses you incur under your Children’s Mercy medical plan.