BENEFITS COSTS

Important!

The premiums below are for the 2021–2022 plan year. For the 2022–2023 plan year, premiums under the medical and dental plan options will increase incrementally. See what you’ll pay in 2022–2023.

We provide competitive benefits at an affordable price – we pay the majority of the cost and share the remaining cost with you. The costs below reflect the cost share.

2021–2022 PLAN YEAR MONTHLY MEDICAL PLAN OPTION COSTS

Full-time, Part-time Benefits-eligible and Weekend Option Employees (48 to 80 hours per pay period, or 0.6 and above FTE)

Gold Plan with HRA
Blue Plan with HRA
Green Plan with HSA 
CM Pays Monthly You Pay Monthly You Pay Monthly You Pay Monthly
Employee Only $692 $197 $97 $59
Employee + Child(ren) $1,075 $485 $307 $241
Employee + Spouse $1,147 $625 $410 $335
Family $1,672 $782 $480 $378

Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan.

Use HealthEquity’s plan comparison tool to compare your medical plan options. You’ll simply estimate your annual medical expenses, then view the plans side by side. The tool also shows the benefits of an HSA, which is available with the Green Plan only.

2021–2022 PLAN YEAR MONTHLY DENTAL PLAN OPTION COSTS

Full-time, Part-time Benefits-eligible and Weekend Option Employees (48 to 80 hours per pay period, or 0.6 and above FTE)

PPO Plus
Mid PPO
Low PPO
CM Pays Monthly You Pay Monthly You Pay Monthly You Pay Monthly
Employee Only $19 $20 $14 $5
Employee + Child(ren) $25 $46 $35 $18
Employee + Spouse $29 $50 $38 $18
Family $36 $74 $55 $31

Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy dental plan.

2021–2022 PLAN YEAR MONTHLY VISION PLAN OPTION COSTS

Full-time, Part-time Benefits-eligible, Weekend Option and Part-time Employees

Basic Plan Premier Plan
You Pay Monthly You Pay Monthly
Employee Only $1.69 $12.32
Employee + Child(ren) $2.72 $19.75
Employee + Spouse $2.60 $18.48
Family $4.28 $31.60

2021–2022 PLAN YEAR BASIC LIFE AND AD&D INSURANCE COSTS

If you’re eligible, we automatically provide you with basic life and accidental death and dismemberment (AD&D) insurance coverage at no cost to you.

2021–2022 PLAN YEAR MONTHLY SUPPLEMENTAL LIFE AND AD&D INSURANCE COSTS

The cost for you and your spouse is based on your age and the amount of coverage you choose:

Supplemental Life
Supplemental AD&D
Employee Spouse Employee Spouse
Maximum coverage available $1,000,000 $100,000 $100,000 $100,000
Age
Cost per $1,000 of Coverage
Younger than 25 $0.022 $0.022 $0.022 $0.027
25–29 $0.022 $0.022 $0.022 $0.027
30–34 $0.022 $0.022 $0.022 $0.027
35–39 $0.040 $0.040 $0.022 $0.027
40–44 $0.060 $0.060 $0.022 $0.027
45–49 $0.109 $0.109 $0.022 $0.027
50–54 $0.150 $0.150 $0.022 $0.027
55–59 $0.270 $0.270 $0.022 $0.027
60–64 $0.470 $0.470 $0.022 $0.027
65–69 $0.853 $0.853 $0.022 $0.027
70–74 $1.486 $1.486 $0.022 $0.027
75+ $1.486 $1.486 $0.022 $0.027

To calculate your monthly cost, divide the amount of coverage by $1,000, then multiply the answer by the sum of the Supplemental Life and Supplemental AD&D costs. These costs are listed in the table above. For example, if you’re 41 and requesting $120,000 in coverage:

  • Supplemental Life: $120,000 ÷ 1,000 = $120; $120 x $0.060 = $7.20 per month.
  • Supplemental AD&D: $100,000 ÷ 1,000 = $100; $100 x $0.022 = $2.20 per month.

Coverage for eligible dependent children is $0.76 per month for $5,000 coverage, or $1.52 per month for $10,000 coverage, regardless of the number of children covered.

2021–2022 PLAN YEAR SHORT-TERM AND LONG-TERM DISABILITY INSURANCE COSTS

We provide short-term and long-term disability coverage at no cost to you if you’re an eligible employee.

2021–2022 PLAN YEAR CRITICAL ILLNESS AND ACCIDENT INSURANCE COSTS

You pay the full cost of critical illness and accident insurance. At any time of the year, contact a Benefits Communication Specialist at (816) 983-6840 for pricing information.

2021–2022 PLAN YEAR LEGAL ASSISTANCE COSTS

You pay the full cost of $21.60 per month for legal assistance through MetLife Legal Plans.

2021–2022 PLAN YEAR AUTO AND HOME INSURANCE COSTS

You pay the full cost of coverage. Call MetLife at (800) 438-6388 for pricing information.