Children’s Mercy provides competitive benefits at an affordable price. Both you and Children’s Mercy share the cost for your coverage. However, Children’s Mercy pays the majority of the cost. The costs below reflect what you pay through payroll deductions and what Children’s Mercy pays, if applicable.
In addition to paying its share of the benefit costs, Children’s Mercy also makes a contribution to your Health Account each year. That money – $500 to $1,000, depending on your coverage level – can be used to automatically pay for eligible medical expenses, including your deductible and coinsurance for services, before you pay anything out of your pocket. Or, you can choose to pay for eligible medical expenses out of your pocket and use your Health Account dollars for future eligible medical expenses under your Children’s Mercy medical plan. Any unused dollars in your Health Account at the end of the plan year roll over to the next plan year. Read more about the Health Account.
Full-time, Part-time Benefits-eligible and Weekend Option Employees (48 to 80 hours per pay period, or 0.6 and above FTE)
CM Pays Monthly | You Pay Monthly | You Pay Monthly | |
Employee Only | $675 | $192 | $94 |
Employee + Child(ren) | $1,048 | $473 | $300 |
Employee + Spouse | $1,119 | $609 | $399 |
Family | $1,630 | $763 | $469 |
Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan.
Full-time, Part-time Benefits-eligible and Weekend Option Employees (48 to 80 hours per pay period, or 0.6 and above FTE)
CM Pays Monthly | You Pay Monthly | You Pay Monthly | You Pay Monthly | |
Employee Only | $19 | $20 | $14 | $5 |
Employee + Child(ren) | $25 | $46 | $35 | $18 |
Employee + Spouse | $29 | $50 | $38 | $18 |
Family | $36 | $74 | $55 | $31 |
Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy dental plan.
Full-time, Part-time Benefits-eligible, Weekend Option and Part-time Employees
Basic Plan | Premier Plan | |
---|---|---|
You Pay Monthly | You Pay Monthly | |
Employee Only | $1.69 | $12.32 |
Employee + Child(ren) | $2.72 | $19.75 |
Employee + Spouse | $2.60 | $18.48 |
Family | $4.28 | $31.60 |
If you are eligible, Children’s Mercy automatically provides you with basic life and accidental death and dismemberment (AD&D) insurance coverage at no cost to you.
The cost for you and your spouse is based on your age and the amount of coverage you choose:
Employee | Spouse | Employee | Spouse | |
Maximum coverage available | $1,000,000 | $100,000 | $100,000 | $100,000 |
Age | ||||
Younger than 25 | $0.022 | $0.022 | $0.022 | $0.027 |
25–29 | $0.022 | $0.022 | $0.022 | $0.027 |
30–34 | $0.022 | $0.022 | $0.022 | $0.027 |
35–39 | $0.040 | $0.040 | $0.022 | $0.027 |
40–44 | $0.060 | $0.060 | $0.022 | $0.027 |
45–49 | $0.109 | $0.109 | $0.022 | $0.027 |
50–54 | $0.150 | $0.150 | $0.022 | $0.027 |
55–59 | $0.270 | $0.270 | $0.022 | $0.027 |
60–64 | $0.470 | $0.470 | $0.022 | $0.027 |
65–69 | $0.853 | $0.853 | $0.022 | $0.027 |
70–74 | $1.486 | $1.486 | $0.022 | $0.027 |
75+ | $1.486 | $1.486 | $0.022 | $0.027 |
To calculate your monthly cost, divide the amount of coverage by $1,000, then multiply the answer by the sum of the Supplemental Life and Supplemental AD&D costs. These costs are listed in the table above. For example, if you’re 41 and requesting $120,000 in coverage:
Coverage for eligible dependent children is $0.76 per month for $5,000 coverage, or $1.52 per month for $10,000 coverage, regardless of the number of children covered.
Children’s Mercy provides long-term disability coverage at no cost to you if you are an eligible employee.
You pay the full cost of short-term disability and critical illness and accident insurance. At any time of the year, contact a Benefits Communication Specialist at (816) 983-6840 for pricing information.
You pay the full cost of $21.60 per month for legal assistance through MetLife Legal Plans.
You pay the full cost of coverage. Call MetLife at 1 (800) 438-6388 for pricing information.