BENEFITS COSTS
We provide competitive benefits at an affordable price. We pay the majority of the cost and share the remaining cost with you. The costs below reflect the cost share.
2023–2024 PLAN YEAR MONTHLY MEDICAL PLAN OPTION COSTS
Full-time, Part-time Benefits-eligible and Weekend Option Employees (48 to 80 hours per pay period, or 0.6 and above FTE)
| Employee Only | $741 | $211 | $741 | $103 | $733 | $63 |
|---|---|---|---|---|---|---|
| Employee + Child(ren) | $1,151 | $519 | $1,151 | $329 | $1,140 | $256 |
| Employee + Spouse | $1,228 | $669 | $1,228 | $439 | $1,217 | $355 |
| Family | $1,790 | $837 | $1,790 | $514 | $1,773 | $400 |
Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan, which is the amount in the “CM Pays Monthly” column plus the amount in the “You Pay Monthly” column for the medical plan and coverage tier you elect.
Use HealthEquity’s plan comparison tool to compare your medical plan options. You’ll simply estimate your annual medical expenses, then view the plans side by side. The tool also shows the benefits of an HSA, which is available with the Green Plan only.
2023–2024 PLAN YEAR MONTHLY DENTAL PLAN OPTION COSTS
Full-time, Part-time Benefits-eligible and Weekend Option Employees (48 to 80 hours per pay period, or 0.6 and above FTE)
| Employee Only | $20 | $23 | $20 | $15 | $20 | $5 |
|---|---|---|---|---|---|---|
| Employee + Child(ren) | $25 | $53 | $25 | $38 | $24 | $20 |
| Employee + Spouse | $29 | $57 | $29 | $42 | $28 | $20 |
| Family | $36 | $85 | $35 | $61 | $37 | $33 |
Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy dental plan, which is the amount in the “CM Pays Monthly” column plus the amount in the “You Pay Monthly” column for the dental plan and coverage tier you elect.
2023–2024 PLAN YEAR MONTHLY VISION PLAN OPTION COSTS
Full-time, Part-time Benefits-eligible, Weekend Option and Part-time Employees
| Basic Plan | Premier Plan | |
|---|---|---|
| You Pay Monthly | You Pay Monthly | |
| Employee Only | $1.69 | $12.32 |
| Employee + Child(ren) | $2.72 | $19.75 |
| Employee + Spouse | $2.60 | $18.48 |
| Family | $4.28 | $31.60 |
2023–2024 PLAN YEAR BASIC LIFE AND AD&D INSURANCE COSTS
If you’re eligible, we automatically provide you with basic life and accidental death and dismemberment (AD&D) insurance coverage at no cost to you.
2023–2024 PLAN YEAR MONTHLY SUPPLEMENTAL LIFE AND AD&D INSURANCE COSTS
The cost for you and your spouse is based on your age and the amount of coverage you choose:
| Employee | Spouse | Employee | Spouse | |
| Maximum coverage available | $1,500,000 | $100,000 | $100,000 | $100,000 |
| Age | ||||
| Younger than 25 | $0.019 | $0.019 | $0.014 | $0.018 |
| 25–29 | $0.019 | $0.019 | $0.014 | $0.018 |
| 30–34 | $0.019 | $0.019 | $0.014 | $0.018 |
| 35–39 | $0.035 | $0.035 | $0.014 | $0.018 |
| 40–44 | $0.052 | $0.052 | $0.014 | $0.018 |
| 45–49 | $0.095 | $0.095 | $0.014 | $0.018 |
| 50–54 | $0.131 | $0.131 | $0.014 | $0.018 |
| 55–59 | $0.236 | $0.236 | $0.014 | $0.018 |
| 60–64 | $0.41 | $0.41 | $0.014 | $0.018 |
| 65–69 | $0.745 | $0.745 | $0.014 | $0.018 |
| 70–74 | $1.298 | $1.298 | $0.014 | $0.018 |
| 75+ | $1.298 | $1.298 | $0.014 | $0.018 |
To calculate your monthly cost, divide the amount of coverage by 1,000, then multiply the answer by the sum of the Supplemental Life and Supplemental AD&D costs. These costs are listed in the table above. For example, if you’re 41 and requesting $120,000 in coverage:
- Supplemental Life: $120,000 ÷ 1,000 = $120; $120 x $0.052 = $6.24 per month.
- Supplemental AD&D: $100,000 ÷ 1,000 = $100; $100 x $0.014 = $1.40 per month.
*The life insurance benefit for you and your spouse will be reduced by 50% on or after the date you or your spouse attain age 80.
Coverage for eligible dependent children is $0.66 per month for $5,000 of coverage, or $1.32 per month for $10,000 of coverage, regardless of the number of children covered.
2023–2024 PLAN YEAR SHORT-TERM AND LONG-TERM DISABILITY INSURANCE COSTS
We provide short-term and long-term disability coverage at no cost to you if you’re an eligible employee.
2023–2024 PLAN YEAR CRITICAL ILLNESS AND ACCIDENT INSURANCE COSTS
You pay the full cost of critical illness and accident insurance. At any time of the year, contact a Benefits Communication Specialist at (816) 983-6840 for pricing information.
2023–2024 PLAN YEAR LEGAL ASSISTANCE COSTS
The Legal Basic Plan covers representation for many personal legal services for you and your eligible dependents. You can receive consultations in person or by phone for any personal legal matter and full representation in court for all covered matters. The Legal Basic Plan is $10 per month. You pay the full cost.
The Legal Premier Plus Parents Plan includes the same coverage as the Legal Basic Plan, plus more. You can include your parents on your plan, receive assistance with all legal aspects of divorce, and get tax preparation support. The Legal Premier Plus Plan is $21.60 per month. You pay the full cost.
2023–2024 PLAN YEAR AUTO AND HOME INSURANCE COSTS
You pay the full cost of coverage. Call MetLife at (800) 438-6388 for pricing information.
2023–2024 PLAN YEAR IDENTITY THEFT COVERAGE COSTS
| LifeLock with Norton Benefit Essential (ESSN) | LifeLock with Norton Benefit Premier (PREM) | |
|---|---|---|
| You Pay Monthly | You Pay Monthly | |
| Employee Only | $4.99 | $9.99 |
| Employee + Dependents | $9.98 | $18.98 |