Overview

ANNUAL ENROLLMENT IS MAY 3–25, 2021

The 2021–2022 Annual Enrollment period begins Monday, May 3, and ends Tuesday, May 25. Action is required (even if you want to keep the same benefits coverage).

If you don’t enroll by 11:59 p.m. May 25 and you are currently covered under a Children’s Mercy medical plan: If you don’t enroll by 11:59 p.m. May 25 and you are not currently covered under a Children’s Mercy medical plan:
You automatically will be enrolled in the Blue Plan at your current coverage level for the 2021–2022 plan year.

You also will not have dental, vision, supplemental life or legal assistance for yourself, your spouse and/or your children. You also will not be enrolled in the Flexible Spending Accounts.
You will not have coverage under a Children’s Mercy medical plan for the 2021–2022 plan year.

You also will not have dental, vision, supplemental life or legal assistance for yourself, your spouse and/or your children. You also will not be enrolled in the Flexible Spending Accounts.

To view your current benefit elections, log in to Infor Global HR from the Scope and click on the Current Benefits link. Read on to:

  • Know what’s changing.
  • Use your tools and resources.
  • Understand what actions you need to take by May 25.
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READY TO ENROLL FOR 2021–2022 BENEFITS?

Click to enroll from a Children’s Mercy device.

Click to enroll from a non-Children’s Mercy device, such as your home computer.

Know What’s Changing for 2021–2022

Children’s Mercy is committed to supporting your health and well-being all year long. Annually, we review our benefits to ensure they remain competitive, flexible and affordable. Annual Enrollment is your once-a-year opportunity to review your benefits and make elections for the upcoming plan year that will fit your needs and those of your family.

iconWe will add a new medical plan option — the Green Plan.

We listened to employee feedback and are pleased to offer a new medical plan option for 2021–2022. The new plan is a high deductible health plan (HDHP) with a Health Savings Account (HSA), providing you comprehensive care at a lower cost and more control over your personal health costs. You’ll pay the lowest per-paycheck premiums of the three plan options in exchange for the highest out-of-pocket costs (deductible, coinsurance and out-of-pocket maximum) when you need care. Learn more about the Green Plan.

The Green Plan includes an HSA, which will be administered by HealthEquity. Children’s Mercy contributes to your HSA, and you can contribute before-tax dollars, too, up to the annual IRS maximum. You can use the dollars to pay for eligible medical expenses. Any unused dollars will roll over for you to use in the next year. Learn more about the HSA.

Attend the virtual information session on May 7 at 10 a.m. View the Scope for more details. You also can call (816) 983-6840 to make an appointment with a Benefits Communication Specialist.

Use HealthEquity’s plan comparison tool to compare your medical plan options. You’ll simply estimate your annual medical expenses, then view the plans side-by-side. The tool also shows the benefits of an HSA, which is available with the Green Plan only.

NOTE: If you leave Children’s Mercy, retire or discontinue coverage of the Blue Plan or Gold Plan, any remaining dollars in your Health Reimbursement Account (HRA) are forfeited.

iconA new Children’s Mercy prescription drug plan administrator, WellDyne, will begin managing our pharmacy benefits.
    We are making this change to provide you with better customer service and valuable tools and resources to help you manage your prescriptions and prescription drug costs. Access the WellDyne Annual Enrollment portal for plan details and estimated pricing.
    You may need to take action if:
  • You are enrolled in a Children’s Mercy medical plan. You will receive a new prescription drug ID card in June. Present your new ID card to your retail pharmacy when making prescription drug purchases on or after July 1. You also will need to register on WellDyne’s website. You’ll receive more information, including how to register on WellDyne’s website, before July 1.

  • You use the Walgreens mail-order program. Any mail-order prescriptions with remaining refills as of June 30, 2021, will transfer to WellDyne in July. If you need mail-order prescriptions filled before July, request the refills from Walgreens by June 30 at (844) 282-5331.
    While refills will transfer, your first refill will not be mailed automatically. You will need to create your account by registering on the WellDyne Member website on or after July 1, 2021, and provide payment and health information to WellDyne. There are two ways to register:
    • Online: Go to www.welldyne.com, click “For Members” and then click “Register Now.”
    • By phone: Call WellDyne’s customer service center at (844) 254-3097.
    After you activate your account, allow 14 days for your first refill with WellDyne to be delivered. Future refills may be ordered online or by mail or phone.
    Some prescriptions will not transfer and will require a new prescription from your health care provider. In those cases, WellDyne will contact you. These types of medications include compound medications, controlled substances, expired prescriptions and prescriptions without remaining refills.
  • You are currently taking a specialty drug. You will receive information before July 1 from US Specialty Care, WellDyne’s wholly-owned specialty pharmacy, detailing what you need to do.
iconTo continue to offer prescription drug benefits at a competitive cost, we will change the co-pays for generic prescription drugs as follows:
  • The co-pay for a 30-day generic retail drug will increase from $6 to $8.
  • The co-pay for a 90-day generic mail order drug will increase from $14 to $18.

Find more information about your prescription drug coverage.

iconThe discount for employees using Children's Mercy services will change.

As a Children's Mercy employee, you receive discounts on the cost of inpatient and outpatient services for your child at Children's Mercy locations. In the past, there were times when Children's Mercy employees received no bill for services. As of July 1, 2021, the way these discounts are applied to your account will be revised to comply with our health plan requirements. This may mean you will receive bills for services for which you previously have not been billed. This change only applies to services your child receives on or after July 1, 2021. It does not apply to any services your child received prior to July 1, 2021.

Your statement from Children's Mercy Patient Financial Services (for any services received on or after July 1) will reflect the amount you owe. More information is available on the Scope.

iconTo continue to offer benefits at a competitive cost for you and for Children’s Mercy, we will make minimal increases to the premiums you pay for medical coverage. Premiums for dental and vision coverage will not change for the 2021–2022 plan year.

Premiums under the Gold and Blue Plans will increase incrementally, between $1.50 and $9.50 per paycheck, depending on the plan and coverage you elect. See the table below for your 2021–2022 monthly medical plan option costs.

2021–2022 Monthly Medical Plan Costs

    Gold Plan Blue Plan Green Plan (New for 2021–2022)

 

CM Pays Monthly You Pay Monthly You Pay Monthly You Pay Monthly

Employee Only

$692

$197 (increase of $2.50 per paycheck)

$97 (increase of $1.50 per paycheck)

$59

Employee + Child(ren)

$1,075

$485 (increase of $6.00 per paycheck)

$307 (increase of $3.50 per paycheck)

$241

Employee + Spouse

$1,147

$625 (increase of $8.00 per paycheck)

$410 (increase of $5.50 per paycheck)

$335

Family

$1,672

$782 (increase of $9.50 per paycheck)

$480 (increase of $5.50 per paycheck)

$378

The table above is for full-time, part-time benefits-eligible and weekend option employees (48 to 80 hours per pay period, or 0.6 and above FTE). Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan.

iconWe will enhance our dental plan coverage (without increasing your premium costs for coverage) as follows:
  • All dental plan options now will include coverage for posterior composite fillings. This means that white fillings on your back teeth, just like on your front teeth, will now be covered.
  • The Mid PPO plan option annual maximum will increase from $1,250 to $1,500.
iconDuring Annual Enrollment only, you have the opportunity to increase your supplemental life insurance coverage.

The Hartford is offering a one-time opportunity to increase your supplemental life insurance coverage, up to the guaranteed issue amount, without having to submit Evidence of Insurability. This opportunity is available during Annual Enrollment only.

iconWe will change the name of the Health Account to the Health Reimbursement Account (HRA).

This is to better distinguish it from the Health Savings Account (HSA) that is available if you enroll in the Green Plan. The HRA is available if you enroll in the Blue Plan or Gold Plan.

All other benefits coverages and costs will remain unchanged.

Use Tools and Resources to Help You Evaluate and Choose

GET MORE INFORMATION ABOUT THE HSA

HealthEquity, the HSA administrator, has tools to help you learn more about the HSA. Get started by accessing the HSA learn site. It includes resources to learn more about the HSA, plus calculators, tools, investment information, and more.

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Use HealthEquity’s plan comparison tool to compare your medical plan options. You’ll simply estimate your annual medical expenses, then view the plans side-by-side. The tool also shows the benefits of an HSA, which is available with the Green Plan only.

For more specifics, check out these recorded webinars:

GET HELP REVIEWING, UNDERSTANDING AND CHOOSING YOUR BENEFITS

  • View the 2021-2022 Annual Enrollment video for an overview of benefits changes for the plan year, actions you need to take and contact information.
  • Call (816) 983-6840 to make an appointment with a Benefits Communication Specialist and review your benefits one-on-one.
  • Email your questions to AnnualEnrollment@cmh.edu. A Benefits team member will get back to you within one business day.
  • Sign up for a 30-minute virtual computer lab for help enrolling in your benefits. Check the Scope for more information.

FIND DETAILS ABOUT YOUR MEDICAL PLAN

Click to access the Summary of Benefits and Coverage for each medical plan, which includes plan details and eligible expenses.

iconKnow these other important benefit reminders
  • Designate your beneficiaries. This ensures your benefits are distributed as you wish. Follow these steps to designate beneficiaries for your Basic and Supplemental Life Insurance benefits.
    1. Log in to Infor Global HR.
    2. Click on Beneficiaries on the right side of your homepage.
    3. Add or make your changes to your beneficiaries.
  • To comply with Medicare regulations, you must provide Social Security numbers for all dependents you wish to enroll for Children’s Mercy benefits. The enrollment system will prompt you for this information when you enroll. Click to download the instructions to add dependents.
  • Employees not in a benefits-eligible status who worked an average of 30 or more hours per week from April 2020 to April 2021 are eligible to enroll in a Children’s Mercy medical plan during Annual Enrollment. If you meet these criteria, you will receive an email in April with details, including instructions about how to enroll.