ANNUAL ENROLLMENT IS MAY 2–24, 2022

It’s time to choose! The 2022–2023 Annual Enrollment period begins Monday, May 2, and ends Tuesday, May 24. Action is required (even if you want to keep the same benefits coverage).

If you don’t enroll by the deadline and you’re currently covered under a Children’s Mercy medical plan: If you don’t enroll by the deadline and you’re not currently covered under a Children’s Mercy medical plan:
You automatically will be enrolled in the Blue Plan at your current coverage level for the 2022–2023 plan year.

You will not have dental, vision, supplemental life or legal assistance for yourself, your spouse and/or your children, and you will not be enrolled in the Flexible Spending Accounts.
You will not have coverage under a Children’s Mercy medical plan for the 2022–2023 plan year.

You will not have dental, vision, supplemental life or legal assistance for yourself, your spouse and/or your children, and you will not be enrolled in the Flexible Spending Account plans.

To view your current benefit elections, log in to Infor Global HR from the Scope and click on the Current Benefits link. Click to:

READY TO ENROLL FOR 2022–2023 BENEFITS?

Click to enroll from a Children’s Mercy device.

Click to enroll from a non-Children’s Mercy device, such as your home computer.

Know What’s New

Your health and well-being are a priority at Children’s Mercy. When you feel your best, you’re able to provide excellent care to our patients and support one another. To ensure our benefits support you, we review our program annually to ensure it’s competitive, flexible and affordable. Some of the following enhancements are effective now and others will take effect July 1.

New discount program – available now!

Take advantage of exclusive discounts from 30,000 national and local brands using the new Children’s Mercy Discount Program that launched March 1. Administered by PerkSpot, a national service that provides discounts to organizations, this program offers thousands of savings options on your favorite brands and services, including:

  • Deals on travel and hotel stays.
  • Discounts at retailers, restaurants and meal kit services.
  • Savings on indoor and outdoor activities and experiences.
  • Perks for health and well-being services.

Get started now. Using your personal email address, create an account at cmh.perkspot.com and start saving! Once you create your account, watch for featured discounts in your weekly email from PerkSpot.

New identity theft protection benefit – available July 1.

Get peace of mind by protecting yourself against the threat and damage of identity theft. Administered by NortonLifeLock, a global leader in cybersecurity, this benefit provides services that monitor your identity and detect fraud. If your identity is compromised, certified privacy advocates act on your behalf to resolve identity theft issues.

You can enroll in this benefit during Annual Enrollment only. Just as you enroll in your other health and welfare benefits, you can enroll using Infor Global HR. Learn more.

Preventive dental services will no longer apply to the benefit maximum – effective July 1.

The PPO Plus, Mid PPO and Low PPO Plans each have an annual maximum benefit, which is the total amount the plan pays for dental care during the plan year. To ensure our dental plans remain competitive and cost-effective for you, preventive dental services, such as biannual cleanings, exams and X-rays, will no longer reduce the annual benefit maximum.

The premiums you pay for medical and dental coverage will increase – effective July 1.

To continue offering benefits at a competitive cost to you, we will make minimal increases to the premiums you pay for medical and dental coverage. Premiums for vision coverage will not change for the 2022–2023 plan year.

Medical

Premiums under the Gold, Blue and Green Plans will increase incrementally, between $1 and $11.50 per paycheck, depending on the plan and coverage you elect. See below for your 2022–2023 monthly medical plan option costs.

    Gold Plan Blue Plan Green Plan

 

CM Pays Monthly You Pay Monthly You Pay Monthly You Pay Monthly

Employee Only

$712

$203 (increase of $3 per paycheck)

$100 (increase of $1.50 per paycheck)

$61 (increase of $1 per paycheck)

Employee + Child(ren)

$1,107

$499 (increase of $7 per paycheck)

$316 (increase of $4.50 per paycheck)

$248 (increase of $3.50 per paycheck)

Employee + Spouse

$1,181

$643 (increase of $9 per paycheck)

$422 (increase of $6 per paycheck)

$345 (increase of $5 per paycheck)

Family

$1,721

$805 (increase of $11.50 per paycheck)

$494 (increase of $7 per paycheck)

$389 (increase of $5.50 per paycheck)

The table above is for full-time, part-time benefits-eligible and weekend option employees (48 to 80 hours per pay period, or 0.6 and above FTE). Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy medical plan.

Dental

Most premiums under the PPO Plus, Mid PPO and Low PPO Plans will increase incrementally, between $0.50 and $3 per paycheck, depending on the plan and coverage you elect. See below for your 2022–2023 monthly dental plan option costs.

    PPO Plus Mid PPO Low PPO

 

CM Pays Monthly You Pay Monthly You Pay Monthly You Pay Monthly

Employee Only

$19

$22 (increase of $1 per paycheck)

$15 (increase of $0.50 per paycheck)

$5 (no increase)

Employee + Child(ren)

$23-$25 depending on plan

$50 (increase of $2 per paycheck)

$37 (increase of $1 per paycheck)

$19 (increase of $0.50 per paycheck)

Employee + Spouse

$27-$29 depending on plan

$54 (increase of $2 per paycheck)

$40 (increase of $1 per paycheck)

$19 (increase of $0.50 per paycheck)

Family

$34-$36 depending on plan

$80 (increase of $3 per paycheck)

$58 (increase of $1.50 per paycheck)

$32 (increase of $0.50 per paycheck)

The table above is for full-time, part-time benefits-eligible and weekend option employees (48 to 80 hours per pay period, or 0.6 and above FTE). Part-time employees scheduled to work between 32 and 47 hours each pay period pay the total cost for coverage under a Children’s Mercy dental plan.

The amount you can contribute to your Health Savings Account (HSA) will increase – effective July 1.

You can contribute to your HSA, up to the annual IRS maximum. For 2022, you can contribute up to $3,650 if you cover yourself only and $7,300 if you cover dependents. This includes what Children’s Mercy contributes to your HSA. If you’re age 55 and older, you can contribute an extra $1,000 in 2022. Your contributions will be withheld from the first two paychecks of each month (24 pay periods).

All other benefits coverages and costs will remain unchanged.

Use Tools and Resources

To help you evaluate your options and feel confident in your decisions, we offer these tools and resources:

DETAILS ABOUT YOUR MEDICAL PLAN

Access the Summary of Benefits and Coverage for each medical plan, which includes plan details and eligible expenses.

INFORMATION ABOUT THE HSA

  • Access the HSA learn site provided by HealthEquity, our HSA administrator, to understand more about this tax-advantaged account available with the Green Plan only, plus find calculators, tools, investment information and more.
  • Use HealthEquity’s plan comparison tool to compare your medical plan options. You’ll estimate your annual medical expenses, then view the plans side by side. The tool also shows the benefits an HSA offers.

HELP REVIEWING, UNDERSTANDING AND CHOOSING YOUR BENEFITS

  • Call (816) 983-6840 to make an appointment with a Benefits Communication Specialist and review your benefits one-on-one.
  • Email your questions to Benefits@cmh.edu. A Benefits team member will get back to you within one business day.
  • Sign up for a 30-minute virtual computer lab for help enrolling in your benefits. Check the Scope for more information.
Other important benefit reminders
  • Designate your beneficiaries to ensure your benefits are distributed as you wish. Follow these steps to designate beneficiaries for your Basic and Supplemental Life Insurance benefits.
    1. Log in to Infor Global HR.
    2. Click on Beneficiaries on the right side of your homepage.
    3. Add or make your changes to your beneficiaries.
  • To comply with Medicare regulations, you must provide Social Security numbers for all dependents you wish to enroll in Children’s Mercy benefits. The enrollment system will prompt you for this information when you enroll. Click to download the instructions to add dependents.
  • Employees not in a benefits-eligible status who worked an average of 30 or more hours per week from April 2021 to April 2022 are eligible to enroll in a Children’s Mercy medical plan during Annual Enrollment. If you meet these criteria, you will receive an email in May with details, including instructions about how to enroll.